The ATM is Dead. Long Live the ATM.
Every few years, someone declares the ATM dead. And every few years, they're wrong.
The ATM isn't dying — it's evolving. Video banking ATMs. Cardless withdrawal via mobile. Cash recycling machines that function as mini-branches. In many markets, the ATM is becoming more important, not less.
"The ATM isn't competing with digital banking. It's becoming part of it."
In cash-heavy economies — which includes much of MENA and CIS — the ATM remains the critical bridge between digital transactions and physical currency.
